For many, their pets are as important to them as any member of the family. Much like those other family members, however, an owner must take into account the health costs for their pet. While self-insurance is a viable option for many pet owners, pet care, nevertheless, can involve unexpectedly high bills that many families are not willing or able to absorb.
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When others are talking, how much do we really listen? And, even if we hear what someone is saying, are we truly seeking to understand the meaning and intention behind their words? Sadly, too often the answer is “no.”
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Retirees have seen the purchasing power of their retirement income fall, while working Americans will now need to save and invest for a higher retirement income goal to ensure the same desired retirement standard of living. This erosion of purchasing power may continue for at least the next couple of years, lending urgency to the task of revisiting and potentially revising individuals’ personal retirement plans.
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As the nation’s population becomes more diverse and inclusion more important, the financial advice industry needs to reflect the same since the advice-seeking public will turn to professionals that have backgrounds and experiences similar to theirs.
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The younger generations are pessimistic—very pessimistic. This gloomy outlook is not completely unfounded given today’s myriad social and environmental challenges.
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