April was declared Water Conservation Month to highlight the importance of, and benefits gained by, conserving water. The chief concern of excess water consumption is that it can lower reservoir and ground water levels, resulting in higher concentrations of natural and human pollutants, adversely impacting fresh bodies of water.
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The list of businesses that offer senior discounts runs very long, so seniors are likely to be rewarded for asking one simple question with every purchase: “Do you have a senior discount?”
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Consumers have a number of tools to fight the scourge of robo calls, without the unintended consequences of missing important automated calls that carry timely reminders or information. As an advisor, you may want to consider the value of such tools.
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There is a considerable body of research that shows that rates of anxiety, depression and mood disorders are elevated in urban dwellers and those in competitive work environments. Now, imported from Japan, comes a new and rather unique method for combating stress—forest bathing.
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Be warned … the list of senseless and downright harmful health and diet information and bad advice found on the Internet is a very long one.
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