Excessive debt not only keeps individuals from realizing their long-term financial dreams, but too much debt can also cause a range of health issues, from stress and anxiety to high blood pressure and depressed immune system functioning.
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As interest rates have increased and the stock market has struggled, the calculus of whether to use fresh cash to retire debt or make an investment has changed.
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Credit cards come with a huge drawback—they often encourage overspending, which can undermine an individual’s financial security, now and in the future.
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