Author: Keith Carravone

A Hybrid Approach to Long-Term Care Insurance

Emerging from the implosion of the LTC insurance marketplace and amid a pressing need to protect against this significant potential financial risk, financial advisors have increasingly looked to LTC riders on life insurance or annuity policies to help their clients address this critical financial challenge

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At Your Own Risk: Ignoring the Risk Conversation

No advisor can be expected to have a comprehensive understanding of all the risks clients face or a deep grounding in the insurance solutions that may protect against those risks. However, every advisor can start the conversation and work with a trusted insurance professional to help guide clients to a more secure future.

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