The retirement savings gap between lower income and higher income earners is well known. Providing retirement and investment education to employees has shown to raise contribution levels among lower paid workers, but it’s not enough.
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With the calendar year-end fast approaching, it’s time for investment professionals to begin reminding clients of some important financial planning actions they may want to consider before the opportunities are lost.
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Burdened with student debt, many Millennials who have begun to advance their careers face a consequential choice: should they use an increase in disposal income to retire their debt from student loans early or use those funds to contribute to their 401(k) plan?
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