The nation is moving inexorably toward a cashless economy. The increasing popularity of digital wallets and the Federal Reserve’s study of a digital currency option suggest that a cashless economy is approaching a practical reality.
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The best way to think of a digital wallet is to imagine everything held in your physical wallet stored electronically on your phone. Does transitioning to a digital wallet make sense for you?
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We are entering a new era of digital transformation. The integration of digital technology is resulting in fundamental changes in the business landscape—how they operate, their rate of margin growth and, most importantly, the level of customer engagement.
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There may be no hotter topic in the business world than the idea of digital transformation. We are awash in stories of 5G, AI, machine learning, the cloud and the hybrid cloud, and how this digital revolution is transforming consumer behaviors, businesses and governments. Most of the discussion tends to be forward looking, so let’s take a look at the state of digital transformation today.
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Data is an asset. In today’s digital world, data has more value than 20th-century assets. The future will belong to those companies that elevate their ability to collect, analyze and gain insights from data to improve the customer experience and gain market share.
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