As inflation eats up more of consumers’ spending power and the demands of saving for retirement marches into closer view, many individuals grow increasingly more doubtful of their ability to meet both current and future financial demands. Perhaps one of the most effective ways happen to also be the most within an individual’s control—reducing or eliminating wasteful spending.
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As we begin 2024, the expectations for the market are moderately positive. Recognizing the potential for the experts to be wrong again, it may be instructive to examine some risks that could upend these positive expectations.
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Nearly every food product on today’s grocery shelves come with some claim: “Organic,” “Non-GMO,” “Pasture-fed chickens” and “Gluten-free” are some examples. These designations may be comforting, but they can also be misleading. Sugar, which is not healthy, can be designated as organic, while highly-processed foods loaded with fats and sugar can be labeled gluten-free.
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If artificial intelligence (AI) is to serve humans in ways that improve our lives or avert the existential threat that many people believe may exist, AI needs to operate under a regulatory framework with a defined set of guardrails. Indeed, business leaders are looking to Washington to lead on creating such an AI regulatory framework.
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Nearly every purchase these days comes with a protection plan option, from extending a product warranty to insurance to protect against a change of travel plans. It’s nice to feel safe, but are these protection plans worth the money?
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