Mention the term “gig workers” to most Americans and they are likely to envision an under-30 worker driving a car or a freelancer trying to make ends meet. That image isn’t entirely off base, but it’s also not entirely accurate.
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We are entering a new era of digital transformation. The integration of digital technology is resulting in fundamental changes in the business landscape—how they operate, their rate of margin growth and, most importantly, the level of customer engagement.
Read MoreThere many critical decision points that advisors face when contemplating additional staff.
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While Environmental, Social and Governance (ESG) criteria investments that don’t sacrifice returns or hold greater investment risk are permitted in ERISA plans, a 2020 U.S. Department of Labor (DOL) rules modification established a higher bar for including ESG investments in a qualified plan and cast a cloud over ESG investment options.
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Of course, there are the horror stories of students with six-figure debts accumulated in pursuit of advanced degrees, but generally the case for attending college is strong. In addition to higher lifetime earnings, college graduates typically will have better job opportunities; land jobs that provide health insurance and retirement benefits; learn important interpersonal skills; and establish contacts that may help them in their careers. But, what of the alternatives?
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