Social Security Disability Insurance and Supplemental Security Income programs are the largest of several federal programs that provide assistance to people with disabilities; though 26% of adults in the U.S. have some form of disability, very little is known about these programs.
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Social Security has faced funding crises in the past and elected leaders have always arrived at solutions, albeit temporary ones, to extend funding. These solutions have centered on raising the contribution rate, the income ceiling subject to the Social Security contributions and the age at which full retirement benefits commence.
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With the calendar year-end fast approaching, it’s time for investment professionals to begin reminding clients of some important financial planning actions they may want to consider before the opportunities are lost.
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